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A quick credit score assessment can open up your financial horizons, putting you on the road to a better deal. Find out your credit score today and apply for credit products with confidence, knowing where you stand.

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Credit Score FAQ

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Understanding your credit score

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  • 0 - 549 Below Average

    Where you might see your score as below average, we see great potential. Be careful as you may be at risk experiencing an adverse event such as a default, bankruptcy or court judgment in the next 12 months. Don’t panic, sometimes simple changes can make a world of difference. We’re here to help increase your credit score so that overtime you will be on your way to achieving your financial goals.

  • 550 - 624 Average

    Your credit score is similar to that of the average Australian. Although average might not sound too exciting it is a good enough score for you to achieve your financial goals. Our goal is to help you achieve a good credit score. To get you there, avoid any financial pitfalls over the next 12 months that could lower your score.

  • 625 - 699 Good

    Well done! You have a good credit score which means your odds of keeping a clean credit report over the next 12 months are better than most Australians. Keep up the good work and discover how to take your credit score to the next level.

  • 700 - 799 Very Good

    Great work! With such a good credit score, you’re joining some of Australia’s credit score elite, outperforming most Australians. This means you have the luxury of more financial freedom than most. Keep up the great work and continuing working towards achieving an excellent score!

  • 800 - 1000 Excellent

    Congratulations on your fantastic credit score! You and a select number of Australians are leading the credit score world by example. Having such a high score means your financial health appears to be in great shape, granting you an excellent chance of accessing better financial offers.

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