What are the Reasons to Refinance

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What are the Reasons to Refinance

Switching to a new home loan is about providing you, the customer, with the greatest amount of benefit. These benefits can include saving money, access to special features, and managing your debts, all of which can help you achieve your financial goals.

Save money with a lower rate

The concept is simple: a lower interest rate on your mortgage means that more of your repayments each month go towards paying off the principal loan and the interest. Yes, refinancing is focused on getting you the right loan product, with a suitable interest rate.

Get access to special features

When refinancing, it is best to consider the special features that accompany the home loan, not just the interest rate. The decision between choosing one lender over another may come down to the discretionary savings or benefits that each of them provide. The most useful features to consider include: changing repayments, redrawing, different rate options and portability.

For more information see our Home Loan Refinancing Guide

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